{"id":9811,"date":"2025-07-11T02:26:22","date_gmt":"2025-07-11T02:26:22","guid":{"rendered":"https:\/\/hamdanimmobilier.com\/?p=9811"},"modified":"2026-09-01T14:35:19","modified_gmt":"2026-09-01T14:35:19","slug":"mortgage-real-estate-broker-why-dual-licensed-professionals-are-rare","status":"publish","type":"post","link":"https:\/\/hamdanimmobilier.com\/en\/mortgage-real-estate-broker-why-dual-licensed-professionals-are-rare\/","title":{"rendered":"Mortgage and Real Estate broker: Why dual licensed professionals are rare in the industry"},"content":{"rendered":"\t\t
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As Featured in Disrupt Magazine<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Interview: The value of unified representation with a mortgage and real estate broker<\/h1>\t\t\t\t<\/div>\n\t\t\t\t
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Why dual licensing is so rare in the Industry and how Rola Hamdan turns it into an advantage for our clients<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n
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Montreal, July 11 2025<\/strong> – Rola Hamdan was recently featured in\u00a0Disrupt Magazine<\/em><\/a>\u00a0<\/strong>for her unique positioning as one of the few real estate professionals in Montreal working as both, a mortgage and real estate broker.<\/p>

Holding her\u00a0licenses in\u00a0residential real estate, commercial real estate and mortgage brokerage, the article recognized her extensive background in finance, construction, and luxury real estate, along with a her reputation built on trust and word of mouth.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Read the feature in Disrupt Magazine: Rola Hamdan: Your Only Source Of Mortgage And Real Estate Solutions in Quebec<\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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The value behind dual licensing: Mortgage and Real Estate Broker<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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In Quebec, most buyers rely on two separate professionals<\/strong> for their real estate needs: one to secure financing, another to represent them in a purchase.<\/p>

While this model<\/strong> is often believed to be the only available option, it often leads to information gaps, unnecessary delays, and even misaligned priorities.<\/strong><\/p>

In 2026, as we reached unprecedented levels of accessibility<\/strong> and ease to connect or obtain recent information, this model may feel obsolete to some home sellers and buyers.<\/strong><\/p>

When both responsibilities are handled<\/strong> by the same qualified professional<\/strong>, the process becomes more controlled and efficient<\/strong>.<\/p>

There is no need to bridge communication between separate parties.<\/strong> One person becomes your go-to advisor, understanding your complete financial profile, your real estate goals, and greatly positioned to advise you accordingly at every stage.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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How unified representation saves you time and money<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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Having both services<\/strong> handled by the same professional<\/strong> is about more than just about convenience. It assures clarity and precision<\/strong>.<\/p>

You avoid common problems<\/strong> such as offer conditions that don\u2019t reflect your financing realities, rate commitments that expire<\/strong> before a transaction closes or worse, loosing an opportunity to buy a home<\/strong> you really desired, simply because there was administrative delays.\u00a0<\/p>

Adjustments can be made a lot quicker<\/strong> and strategically.<\/p>

Questions are answered in real time by a trustworthy advisor,<\/strong> who who has full knowledge of both your financial structure, your the home’s real value and state of market, as well as your personal goals for you and your loved ones.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Additional context to what was highlighted in the Interview with Disrupt Magazine<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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While the feature highlighted Rola Hamdan’s duale licenses<\/strong>, it didn’t delve into how this integrated approach addresses current market challenges.<\/p>

As of mid-2025, the Bank of Canada\u2019s policy rate remains at 2.75%, contributing to five-year fixed mortgage rates around 6.5%.<\/p>

Meanwhile, the mortgage stress test continues to limit borrowing power, forcing buyers to carefully align their financing with realistic property options.<\/p>

This environment requires a deep understanding of both financial and market conditions to avoid costly missteps.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Why is the dual licenses model so rare in Montreal Real Estate Industry<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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In Quebec, real estate and mortgage brokerage are regulated by two separate authorities<\/strong>, each with distinct licensing requirements.<\/p>

The Organisme d’autor\u00e9glementation du courtage immobilier du Qu\u00e9bec<\/a><\/strong> oversees real estate brokers, while mortgage brokers are regulated under the Autorit\u00e9 des march\u00e9s financiers<\/a>, <\/strong>the same organization that oversees, bankers, portfolio managers and other financial experts.<\/p>

This separation often results in professionals specializing in one area<\/strong> and referring clients elsewhere for the other.<\/p>

Industry standards and licensing complexities reinforce this division.<\/p>

Navigating both sectors requires additional education, ongoing compliance, and a strong commitment to maintaining expertise across different regulations.<\/strong><\/p>

Despite these challenges, Rola Hamdan <\/strong>have chosen to operate in both fields <\/strong>to provide her clients with a seamless, integrated advisory experience, <\/strong>holding herself to the highest level of work ethic and discipline.\u00a0<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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When Mortgage and Real Estate are combined service you best<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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This rare model<\/strong> was built with a strong desire<\/strong> to serve my community<\/strong>, while protecting your time<\/strong> as it is your most precious asset<\/strong>.\u00a0<\/p>

When my team and I handle both your mortgage and real estate strategy, nothing gets lost in translation.\u00a0<\/p>

You get faster answers<\/strong>, fewer delays<\/strong>, a clear action plan<\/strong> that reflects your full financial picture, and most importantly, resulting in a sale or purchase on the best possible terms. <\/strong><\/p>

It\u2019s about streamlining for efficiency and making every decision in your interest<\/strong>, without outside influence or crossed wires.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Get in touch with our team of real estate brokers in Montreal<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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Backed by +25 years of experience in finance and real estate, and a deep knowledge of the greater Montreal area, we offer comprehensive real estate services truly tailored to your situation and needs.<\/p>

Request a complimentary appraisal of your property’s current market value. No charge, no obligation.<\/p>

Call us: 514-824-6467<\/a><\/strong><\/p>

Email us: rhamdan@profusion.global<\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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